As the holiday season settles in, the Mississippi Gulf Coast comes alive with vibrant events, mouthwatering dishes, and important tips for buyers and sellers in today’s real estate market. Dive into this month’s highlights to make the most of December, whether you’re looking for the perfect Christmas tree, craving some coastal cuisine, or preparing for your next big home purchase.

Coastal Cuisine Highlights

Indulge in the rich flavors of the Gulf Coast at these must-visit restaurants:

• Jourdan River Steamer – Kiln     Check out the Youtube Video HERE!
  • Dish Highlight: “The Bounty” – a seafood feast featuring 1.5 lbs of lobster, Dungeness clusters, Gulf shrimp, and more, paired with potatoes and corn.
• Salute – Gulfport
  • Dish Highlight: A seafood lover’s dream with grilled crab cakes, sautéed crawfish tails, tail-on shrimp, and Cajun cream sauce, topped with Parmesan cheese and garlic bread.
• McElroy’s – Biloxi
  • Dish Highlight: Grilled shrimp, blackened scallops, and a crab cake served with sautéed vegetables.

Whether you’re planning a special night out or simply exploring local eats, these dishes capture the essence of Gulf Coast dining.

Is Now the Right Time to Buy a Home?

The decision to buy a home is deeply personal, influenced by your financial readiness and lifestyle goals. While low interest rates are tempting, experts warn against trying to time the market perfectly. Instead, focus on your unique needs and take these factors into account:

• Can you comfortably afford monthly payments?
• Do you have savings for a down payment and closing costs?
• Are you prepared for ongoing homeownership expenses?

Proactively improving your credit score, exploring lender options, and saving for future opportunities can help secure a better deal. Remember, buying a home is about aligning with your goals—not just market conditions.

Finding the Perfect Christmas Tree for South Mississippi

Celebrate the season with a tree that complements the Gulf Coast’s unique charm and climate. Artificial trees are a popular choice due to their durability and low maintenance. Consider these tips:

• Opt for classic green trees like faux Fraser Firs for timeless appeal.
• Small spaces? Try tabletop or flat-back trees for a festive touch.
• Add nature-inspired decor with earthy tones and woodland-themed ornaments to create a modern holiday vibe.

No matter your style, find a tree that fits your home, family, and traditions.

What to Know Before Buying a Condo

Condos can be an excellent choice for buyers seeking low-maintenance living, but the financing process differs from traditional homes. Here are key loan types to consider:

• Conventional Loans: Competitive rates but require the condo to meet strict guidelines.
• FHA Loans: Ideal for first-time buyers, offering low down payments.
• VA Loans: No down payment and favorable terms for veterans and service members.
• USDA Loans: Zero-down options for rural or suburban areas.
• Non-QM Loans: Flexible options for self-employed or unconventional income buyers.

Navigating condo financing can be complex, so working with a knowledgeable mortgage professional is key.

December Events on the Gulf Coast

There’s no shortage of holiday cheer this December. Here are some events you won’t want to miss:

• Dec. 1-31: Gulfport Harbor Lights Winter Festival – Jones Park
• Dec. 7: Christmas on the Water Boat Parade – Biloxi
• Dec. 14: Gulf Coast Marathon – Biloxi
• Dec. 31: Ice Skating New Year’s Eve Party – Coliseum

Check out Coastal Mississippi’s Events Calendar for a full list of festivities Here!

December is a magical time to reflect on your goals and embrace the joys of the season. Whether you’re exploring real estate opportunities or savoring local traditions, I’m here to help make your journey seamless and memorable.

Stay tuned for more updates, and don’t hesitate to reach out for guidance in navigating the ever-changing real estate market.

Wishing you a Merry Christmas and a prosperous New Year!