September 2024 Real Estate Newsletter | Buy and Sell with Benji | Market Updates & Tips

September 2024 Real Estate Update: Your Guide to the Gulf Coast

Welcome to the very first edition of the “Buy and Sell with Benji” newsletter! Here, you’ll find the latest real estate insights, community highlights, and exciting events across the Mississippi Gulf Coast. Whether you’re buying, selling, or simply staying informed, this monthly update is crafted to enhance your real estate journey and keep you connected to all things Gulf Coast.

Spotlight on Local Favorites

Coffee Culture – Bay St. Louis & Diamondhead
Get ready for the fall flavors! Coffee Culture has brought back their beloved Pumpkin Pie flavor. And if you’re in the mood for something unique, try their crispy panko-fried avocados topped with Cajun-boiled Royal Red shrimp, drizzled with a creamy Creole dressing and Sriracha lime crema.

The Rack House – Gulfport
For Gulfport locals and visitors alike, The Rack House offers a great atmosphere and delicious food. Be sure to stop by and enjoy their seasonal specials.

Fig and Olive – Ocean Springs
Craving something Mediterranean? Fig and Olive serves up delicious options like their Sha Warma Wrap with house-marinated chicken, pickles, garlic sauce, and pita. Perfect for a quick and flavorful meal.

Real Estate Insight: Should You Work with a Local Lender?

Choosing a local lender for your mortgage can streamline your home-buying experience. Local lenders offer a deeper understanding of the regional real estate market and are well-versed in specific regulations, making the process smoother and often faster. They’re also invested in the community, which can mean more personalized service and a commitment to ensuring your satisfaction every step of the way.

Mortgage Spotlight: FHA Loans

Brett Phillips from Gulf South Mortgage provides insights into FHA loans and how they benefit many homebuyers. Here’s a quick rundown of FHA loan features:

• Minimum Credit Score: 580
• Down Payment: 3.5% (lower than many conventional loans)
• Eligible for Refinancing: Yes
• Mortgage Insurance: Upfront and monthly costs, but reduced after a significant down payment
• Property Type: Owner-occupied only (no second homes or investments)

This program can be a great option if you’re looking for flexibility with your finances and lower upfront costs.

Events Around the Gulf Coast

From concerts to food festivals, there’s something for everyone on the Gulf Coast this September:

• Sept. 14: Biloxi Seafood Festival, Biloxi
• Sept. 20-24: MS Songwriters Festival, Ocean Springs
• Sept. 27: Miranda Lambert Concert, The Sound Amphitheater
• Sept. 28: Gulf Coast Beer and Bacon 5K, Gulfport

Check out Coastal Mississippi’s events calendar for even more!

To view the full newsletter, click here September Newsletter

Thank You!

Thank you for reading our first issue! We hope this newsletter provides valuable information to help you navigate the real estate market. Our goal is to empower and support you with personalized advice. If you have any questions or are ready to explore buying or selling, please reach out anytime. I look forward to connecting with you and assisting on your real estate journey!